How Money Moves
Your money doesn't all move at once.
As a Backer, you add funds.
Card → Stashem Wallet
As a Backer, you invest.
Wallet → Creator Token commitment
The Creator funds Backer Rewards.
Creator Card → Backer Rewards
Capital is released in stages.
Investor commitment + Backer Rewards requirement → Creator instalment
No Backer Rewards?
No corresponding investor funds move to the Creator.
After the applicable 30-day holding period, eligible funds can be withdrawn according to Stashem's withdrawal rules.
Want to exit your investment?
What happens if...
A Creator doesn't pay Backer Rewards
Investor funds associated with the applicable release do not move to the Creator.
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A Creator has no Token Owners
If no eligible Token Owners exist for the applicable Backer Rewards cycle, the Creator can receive the eligible Backer Rewards amount back according to Stashem's rules.
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I want my money back
Eligible Token Owners can request withdrawal after satisfying Stashem's minimum 30-day holding requirement. Applicable released amounts, pending transactions and other Platform Terms may affect the amount available.
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Can a Creator take all my investment and leave?
Stashem does not release an investor's entire commitment to a Creator upfront. Creator funding is staged over the applicable release period and tied to Stashem's Backer Rewards rules.
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Can one person buy all of someone's Tokens?
No. A Stashem member can hold a maximum of 100 Tokens from an individual Creator.
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Can Tokens leave Stashem?
No. Stashem Tokens exist inside the closed Stashem ecosystem and may only be transferred to eligible Stashem members.
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Are users verified?
Yes. Stashem is 18+ and uses identity-verification controls before enabling applicable financial functionality.